Elevate with Grace

S2, Ep 6 "Own It" Book Chat

• Elevate with Grace • Season 2 • Episode 6

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Sallie Krawcheck's book OWN IT, comes at a terrific juncture in our podcast episodes as her concepts support and build on discussions we have shared around courageous conversations, time & boundaries in earlier episodes and also some of season 1 around women's key strenghs and the value of your WHY, your purpose and owning your power.   

As a financial guru, owner of Ellevest female investing platform and a vetran of wall street Sallie is also the perfect starting point for our next few episodes on money is not a dirty word.

In this episode we share our favourite quotes, concepts and mindset shifts post reading this book.  It is a fun & informative conversation and lots of great ideas to discuss.  Definitely one you will extract great value from your time investment!   

SHOW NOTES
Action Challenge:
1. Highly recommend checking out this book, its an easy & quality read
2. Taking these 6 skills that women have been proven in many studies to bring .  Think about how you can elevate your position at work or on your linkedin profile by encorporating these: 

  • Healthy risk awareness
  • The ability to see things holistically & thus manage complexity
  • Our relationship building skills
  • A longer term perspective - which ties nicely into a better way to negotiate 
  • A love of learning
  • Drive for impact and meaning

Key thougts from Sallie:
Valuable skills + more career options + more information + financial power equals the opportunity to have an impact. A big impact 
We need to stop “empowering” women as the definition of empowering is to give power to and for women to understand and realise the power they already possess
“Networking has been cited as the number one unwritten rule of success in business. Who you know really impacts what you know.”
We are on the fourth wave of feminism and finance will be the power we weild.
Sallie takes a lot of care in her writing to debunk the Myth that: Women need more financial education to invest

Book References:
Sallie Krawcheck, Own It, https://booktopia.kh4ffx.net/elevate-own-it
 
Other books / book reviews mentioned
Season 1, Episode 5:
Gary Keller & Jay Papasan, The One Thing, The Surprisingly Simple Truth behind Extraordinary Results https://booktopia.kh4ffx.net/elevate-theonething
Season 1, Episode 9:
Emma Isaacs, Winging It link: https://booktopia.kh4ffx.net/ElevateWingingIt

These are affiliate links

We would love to hear your thoughts on this episode or the book if/once you have read it - Elevate with Grace check out our Instagram or Website or Email elevatewithgrace@gmail.com

Music created by Claire's daughter Hannah

Miranda:

Welcome to season two of the elevate with grace podcast, for people who are short on time and long to take steps, to create success on their own terms. This podcast is here for women who feel overworked, underappreciated, and stuck spinning plates with aspirations for more. We take the plethora of Intel out there and curate it down to the highest value Intel combined with our lived experiences offering bite-sized actionable tips so you can look back at the end of the quarter, end of the year, knowing you are working towards achieving success on your own terms.

Claire:

A massive hello to our wonderful listeners. I'm Claire. And with me is my marvelous co-hosts Miranda. I am very excited about our podcast episode today. It's time for our first book review for 2022. And I love our book review episodes on our elevate with grace podcast. Miranda. And I have been in a book club. I K did it in one club with some amazing girlfriends for over a decade now. And it's one of the best things in my world that I'm immensely grateful for. And also if I reflect back on our season 1 20 21 pods, our book reviews where some of my favorite recordings. We reviewed two books last year in our pods. In episode five, we reviewed the one thing, the surprisingly simple truth behind extraordinary results by Gary Keller and Jay pat person. And in episode nine, we reviewed winging it by Emma Isaacs. If you hadn't had a chance to have a listen to them, I recommend checking them out for some tips, tricks, and hacks for getting you on your path to living a life designed by you on your terms. In today's episode Miranda, and I will be talking all things about the book"Own It" by Sally Krawcheck. Sallie Krawcheck is the former head of bank of America's global wealth and investment management division. And is now the CEO and co-founder of Ellevest. A digital financial advice company in the us, that's specifically designed for supporting female investors, which Sally launched in 2016. In fact, a few weeks ago, Ellevest raised 53 million us dollars in funding backed largely by women led investors. A very exciting and stand out moment when it comes to funding, female founded companies who have traditionally not gotten much love from the investor community. For those of you who've been listening to our podcast for a while. You all know that I'm intensely passionate about women and their money and financial independence. And so I'm a big, big fan of Sally's. But before we dive into the book, I need to first say hello to my super talented, compassionate, and creative co-host Miranda. How are you my gorgeous friend? Has your last couple of weeks been and how have you been going experimenting with the time management tips we explored in our last pod?

Miranda:

Hey, my gorgeous friend, it has felt like an aide. I think I, so time moves slower than normal time. And so even more excited. My usual excited self. To be speaking and spending time with you and recording this episode. We did have a chat yesterday as I couldn't wait to share that we have reached 5,000 downloads, so completely stoked so grateful to our wonderful listeners that we've achieved that milestone. I am also pleased to share that I've been finding the action challenges extremely helpful. So I really hope our listeners have as well. did fall a little bit behind. I was quite honest in episode two. But since then have been absolutely loving the, and caught up on the time and energy tracking challenge. And found a few hidden hours to capitalize on there. So that was quite exciting in my week. Everything is still quite new for me, job wise. So energy, I didn't really find any. Thing, but I'm definitely keeping a mindful watch out for those and energy vampires or energy sucking moments. And I have taken on those boundary challenges finding, really hitting the gym more often and spending more nights, taking my son in early. So really a win-win there. I've been a big advocate now for very much important before urgent. you've heard that one from me for a while, but living this and ensuring that any interruptions in the shapes of e-mails are limited. So those few times a day. And interestingly, this new company I'm working with actually has some great training, through their inductions and put all of their staff around working with different mediums, really helping to support a healthy time and work boundaries. So all good news for me. Cause we did speak last. for the last couple of podcasts about, how a lot of people are expecting businesses to take some of that role in I definitely encourage everyone to take that role of for themselves. I'm setting those healthy boundaries, but also asking your employers to set those boundaries for everybody. So that you're all on the same page. think it's just going to be critical. Today, the slacks and the teams and the, the always on kind of mentality that we really are seeing in the workforce.

Claire:

Definitely I think. It's a global problem. We, as individuals have to think about our boundary management, as organizations. In a world of we can contact people. In 50 different ways, 24 7. I think it's something that definitely needs to be looked as a bit of a movement over the coming years.

Miranda:

before we dive into this review, I want it to set us up for a two action. A twofold action challenge. First, if you haven't heard of this book, I recommend you check this out. I'm so grateful that Claire actually introduced me to this title over 12 months ago. And I've actually read, listened to parts of it when I needed another perspective at different stages over time. this is definitely a book that I'm so excited that we're sharing with this community. And the main action challenge is we're going to talk about six key attributes that women bring to the workforce. And we're going to put these up on socials and show notes. really want you to write down how you've demonstrated some or all of these and take action by using these, to think about how you can add more value to work projects. really earning this power, take your LinkedIn profile with these skills and examples, because what we're going to demonstrate is a woman, you do have some incredible skillsets that set you apart from your male counterparts and. I actually embracing those rather than maybe downplaying those. Can you really start to set yourself apart? So let's not keep you waiting any longer. I'm super keen to share this book and these key attributes. So Claire, as the wonderful lady who found and introduced me to this title, Very interested to know what your first reaction was to the title. Did you like it immediately was it a slow burn?

Claire:

Definitely. from the beginning. I feel. Maybe. The concept that. She's got a formula. Valuable scandals plus more career options. information and the class. The natural power equals the opportunity to have impact. I have a big impact. And it's not just enough to hold that. to own that power. And put it to work. and so she had me from the very beginning. And I feel when I read it. She's very vulnerable about. Challenges that she's. And she's very open about. about. Which I really appreciated. But she thinks they're very hopeful about the opportunity. The business right now, so that Everything's being bred for a period of time. But it can be a much greater opportunity to look at these. Aspects that she talks about. can be skills. Brad conversations. Financial power off and how we can really elevate. Our success. So I felt like a million. A little comments in terms of, we talk a lot about. Elevate with Grace podcast. So definitely. Got me straight away.

Miranda:

I agree. I found that she was a very humble lack of ego in these kind of conversations and that she really just wanted help support this like female consciousness to rise. wasn't. Sometimes when you read people's manuals for life, they can be a little bit ego-driven and very sugarcoated. I don't think we've got that in this book.

Claire:

She's had a couple of spectacular really humbling moments. Which I really appreciated. I possibly the last couple of. experience in COVID. I think that probably even. of those experiences that we've had with. experiences talks about not nice, but she talks a Very much about the silver line. Having those experiences. I really that aspect of the book. talks a lot about courageous conversations. And when we started this. Season podcast. Facing to with episodes about. Just conversation. sat on. And talks about how informative. The conversations are and The question is. Around. you appoint earlier Miranda? practical about some of the things where that big eight. So I had some sort of coaching questions that I think that you need to get asking yourself. she recommended the, ask their sales. Do you feel safe in your work place? Can I have one myself or my team? Do I feel comfortable taking a risk at work? I know what's expected of me. yeah, she keeps sending me things. The questions that we can be asking ourselves as we're working through what our next career steps are going to be, In my perspective, I would say. it's an entire book of brave conversations. Can you move to, to get into it straight away after I recommended it or a bit of a slope.

Miranda:

straight away and I'm definitely not from the financial sector. So went into it with sort of a. Mindful caution, but no, absolutely loved it. I purchased it from audible. Finished listening to it within a week. And since returned to different sections of the book. I found that when I was challenged, I really found some solar, some strength in her learnings, her thoughts around money and finances have certainly given me pause. She Spells it out very clearly what some of those hurdles are, what some of that stigma in society is yes, favorable response to this title and it's a really nice articulation of what we've shared in episodes so far, not just time and boundaries and courageous conversations, which, she does cover beautifully, also around smart risk taking and the importance of clarity around your personal purpose and your why. A really nice sort of summary point of where we've come to so far. And then also couldn't be a better introduction to some of the financial. Pieces that we're taking on in future episodes. It's got better introduction than Sally Krawcheck. The first book club question that we always like to ask is what's your favorite passage or your quote, and I love quotes. The first one, I have been loving the idea of owning your own power for a very long time. But what I didn't. process To and understand Sally is quite impassionate about this. Is this idea that we need to stop empowering women. Where I would have said we need to empower women more. Her positioning on this is we need to stop empowering women as the definition of empowering is to give power to. And understand and realize the power within them and the power they already possess. the next Quote was around networking. Really in on the point with this quote, networking has been cited as the number one unwritten rule of success in business. Who You know really impacts what you know, And networking can actually help women in a number of different ways. So not just about. The next job opportunity but it can also help you to find great role models. It can help you to take some ownership of your career. help you to. Work through some challenges so that you know how to go in for that next pay rise or that next. Position? No at that coming back to work after having a child. So building a strong network of women and men that you can bounce ideas off. Women from lots of different industries, lots of different lived experiences to really think about women are going to rewrite the book on how business can be done for women.

Claire:

I remember that she also recommends just coming at one hour a week. And then came to mind. It was her. Eric's his suggestion was. None of us love networking, but how important it is to just rip the bandaid off and get on with it. And that it does give you those. Long term career options. have some, and. Just allocate that time. as well as within. Very good. I do. It's not a parent women. It's. owning our power.

Miranda:

One more quote. I'm very excited for this idea of the fourth wave of feminism. Claire, I'm sure this one is all over you because it's about the fourth wave of feminism really about the need for women to take a front seat on managing their money and investing. What's your favorite quote or passage?

Claire:

It's good that. Brexit. Uh, feminism. Financial independence and managing your money and investing as women. I come to get 85,000 after the book. So I just do. Myself to pick out a couple of, passages. Clients where. I think it's a native. It's not talked about a lot. In a way that sounded talks about it all. That brings back a couple of monitors that. needed to have back in the front of. So my first point is around a passenger. All the way to Sally, seven women need more financial education. to invest. When I was with Bonnie. At any gender? What a managed account. Because. domain would invest in for that dependent women. Wouldn't. against more financial education for everyone. A bit more financial education. but its a real red herring because everyone needs more financial education. doesn't mean that she can't. Women from investing. it doesn't keep me from investing and it shouldn't keep women from investing. He also talks about it. The elephant in the room, which is after. So this isn't the most sexy Tom from this thing that we want to do any email. But she Mexican Harrison for herself anyway. Exercising and we're doing it to stay healthy and it's exactly the same process. So. So again, it's that. hour. I'm in networking. She's also suggesting, 20 minutes a day. on your finances. And thinking about investments and money between. money. Thinking made and saving money. And having. The financial. Buffer in place. Just spending 20 minutes a day around. Because it's something that she recommends. And so aspect of the book. The second piece. does. She talks about the importance of having a great. The goals and metrics with your boss. even better. Having agreement. Have you been compensated for. You meet those goals. She talks about defined metrics at work. he encourages asking you about. What does success mean here? What does it take the people say, we need a basic system. And really being very free on. are you delivering? that results in success. Then she goes on to say also a critically important aspect about about yours and your teams, the Chabon's often and rolling. And in particular, the conditional implications in that. What did it mean for the bottom? How has it helping customers? has it furthering the company strategy? And the learnings from. Putting yourself in your power and owning it. And being. in a communication about. We want to get to achieving at work. I thought that has really been to. The last thing I haven't mentioned it at the beginning about vulnerability. In fact, how the need to learn. Because it's. It's going to happen no matter what. business world is changing so fast. That encountering. along the way. And only misdemeanors. And to talk through openly and honestly about. We'll be in the day. And talked about this. Because it's super uncomfortable. So many of us. You have any reminding myself that I need to get into this. A much better self talk about. And myself from my failures. That's where we learn the most about going on. Reflect and think about it. And we embrace failure and then we fail fast. We. We learn an enormous amount of information from our values. And so we just need to think totally differently about failure. And really hot. It's a good reminder. a great advocate and a very vulnerable.

Miranda:

you, I find the failure piece so hard, but I think it's more. That's smart risk, taking killer, willing to take some of those smart risks being okay. If. out of five work in one falls down. And, as women, I think we tend to really focus on that one that fell down. But there is some great learnings there, and it's hard to put yourself in a position where you can take that failure. But as she says, if you don't. on those smart risks. You're not succeeding. You're not moving forward. yeah, there's going to be a bit of failure on the way, but you're still going to be far better off being exactly the same position you are today. The next book question that we like to pose is how do we feel the book is unique or important to us? so for me, I really love her focus on diversity celebrating that diversity in the workforce. And she puts us in a really nice way, which is not suppressing or trying to train everyone to be exactly like you or exactly like the business norms. Which I thought was just so important. Not just replacing the world with women, men are very important too. And that we really need to find a strong balance of cultural gendered age and lived experiences within our teams and within our workforce. achieve in a great diversity and great success within our businesses because. Yeah, she gives the example of the groups think that led to the financial downfall. And I think we can absolutely say how that was problematic and shouldn't be, have businesses run, also I've seen the benefit of this in creating really strong, innovative solutions, because you need those differing opinions and lived experiences to really evolve what could be a mediocre idea into something that's absolutely fantastic. She really urges that we all play to our strengths and not downplay those female traits, which I must admit. certainly thought that I needed to do a bit in my twenties. really impressed. That I had some great role models. Thankfully, when I stepped into buzz I could see how these women really were owning their power, they were making strong decisions. They were leading the business. And that, I could then role model my actions after this. That's why networking is so important, so we can really see those. Out I studied my masters. I met wonderful people like Claire. start to see how these women are really achieving great things. Role models are super important. shared the results of dozens of studies. show that. Asked women possess six distinct strengths. From men. And these should be ones that we are really getting excited about. These are our actual challenge for the week. And we're going to put these notes up in socials and on the show notes. But it's highly likely that with all these studies that you also possess these that we could potentially be doing more with these abilities, then maybe we're aware of. number one is a healthy risk awareness. not to say we don't take risks, but we're aware of the risks were aware of. coming, I think also ties nicely into this quick. Of having a longer term perspective. ability to see things holistically and that's managed complexity within the organization. Our relationship building skills. So being able to reach out and get support around us is really important. I love of learning and that's definitely reflective of all of our wonderful podcast listeners. That's why we're here. And a drive for impact and meaning. six great strengths. about you Claire? do you feel makes this book important or unique for you?

Claire:

It's her. promoting the fact that. Money is power. Financial independence is power. Except the cow to make it for reasons. to negotiate with confidence. The whole concept around. And that it's an important conversation and an important thing for us. I think that's wonderful. I was really reviewing the book. The last week will say, I noticed that they don't want to say. Uh, on Saturdays experienced emphasis on assessing whether working with. Mode or working for your. Cause a business owner, entrepreneur. I think. more poorly. it is, it does feel. You're talking to Reflective questions that we can get through the book. have a think about conversations with your boss or your situation A lot of questions that you can. But that has with. In the past that we recommended you. The book because it's very good in 70 Essbase, yeah, some. is if she gets people to ask themselves, Whether the corporate world or working for yourself as a business owner is stopping the. If you're thinking about it at the moment. The conversation about coming back to the office or working remotely and the gig economy. It's a great chapter because there's no right answer. Different challenges. Both are lots of hard work. But she asked him really. Yeah,

Miranda:

Yeah, agree. She really highlighted some cautionary tales there. And I think we get so swept up in this. The movies and the media, the big success stories of Canva or adore beauty. And both M Isaak, tele. Crosscheck really cautioned that and put a nice of awareness on. And running your own business isn't right. For everybody. But if it's what you want to do, then. Definitely some good research in those books. And other places. diving in. So that was really cool. I found In terms of what changed my opinion. Was there an opinion change or whatever around this book. That when I found refreshing and worrying. To be fair she highlighted and honestly admitted. she also can make the same mistakes. With males and female team leaders as the gender stereotypes. I think she makes a very valid point. That even as women, we hold women to a different standard than men. this can be a real problem that we all know on some level, but I loved the examples that she gave. And I really also on my own behaviors over the period instead of going, oh, have I ever actually done that? And we feel like an aggressive person It's a really ambitious person when they're a man is wow, go, you're really going to be successful. And as a woman, all let's curve, some of those edges off you, you're a bit too sharp. You're a bit too hard. Think the reality is yes. I think we have certainly consciously and subconsciously been trained that women. be too overt. We will, shouldn't be too demanding. We shouldn't be too. Aggressive in our behavior. And I think to some level, it goes back to where women can really succeed versus man and maybe where to meet in the middle. But we also have to be very mindful that we're not. women back because they are displaying some of these attributes that men are. so she gave these examples in her book. Of promotions. Bonus and payer views and negotiations. She's in a room with other board members, they're trying to decide. Who gets this promotion male or a female? They're up for the same promotion they've achieved the same great results their teams are giving them the same feedback, both male and female displayed the same sort of aggressive behaviors to achieve some of these results. the man, was like, oh, wow. Great. He's showing some great leadership skills. Let's give him that promotion the same behavior. In the female was going, oh, we need to get us some coaching. direction around the correct behavior for these teams. And maybe she can be considered for the promotion on the next round because she's doing a good job and she's achieving what she needs to achieve. it was actually, Sally said one of the men in the room that called out what they'd done. And they corrected it obviously before it happened, but I was like goosebumps going. is emails in the room and we're still making those calls because expect more from our fellow women. And we expect you for behaviors. And maybe she can be considered for the promotion on the next round she's doing a good job and she's achieving what she needs to achieve. Of promotions. Bonus and payer views The guy comes into her office and she said, oh, guys tended to come into her pre bonus time. the women never did. an update of, here's my great achievements over the period, and is the bonus number I want. And actually being old enough to put a number on the table. is what I expect. and then closing his door and making some calls and just making them a bit nervous that he's looking for another role. If he doesn't get the bonus he's looking for. And so the example that she gave was there was a$10,000 bonus. Pool. The guy ended up with 7,000 of that. The woman ended up with 3000 because she didn't ask. though they both achieved equal results. And that was in her team. She's in a position where she could risk losing some of her team. If she doesn't make a call, that's going to be amicable. Yeah. And I can definitely see that playing out. The urge is that women have courageous conversations they ask. you said about, really showcasing what your achievements are personally and of your team and making those known it's so important. We think that our managers, our leaders just know what we're doing. busy. They don't, have to showcase it

Claire:

we should be braver. about it. Informally. the question industry. just try to get an understanding all the way. And you will be earning the most amount of money and that sort of stuff. Starting the conversation. When it was at the family dinner table we talk about it and so seeking. A friendly conversation. When you feel comfortable as a woman talking about money. About it with. If you put a still friends at the end, more of a global conversation about. Asking. For bonuses and talking dollars. Yeah. That stuff. That she told us some of those examples. but when you're in that situation, The dynamics is coming into play. As to who's asking his. And then how that translated to bonus payments.

Miranda:

Anything that's really changed your mindset, post reading this book.

Claire:

For me, there's probably two aspects of the book that really changed my mindset about things. The first is where Sally talks about receiving and giving feedback. And she talks about when you're getting feedback, the difference between the critics and the cynics. And basically the critics are the ones that you should be listening to and you can ignore the cynics. firstly With the critics, it's where they may be telling you things that are tough to hear, but they're worth listening to, they're probably got emotional skin in the game. and they're really there to support you and want you to be doing a better job. So that's where you can learn a lot and, uh, take on that feedback. And when they're criticizing your work, it's coming from a genuine place of wanting us all to prosper. With the cynics, you can basically ignore them. You can recognize them because they've always got something negative to say. And in particular, it's usually when you're killing it. And she says, you know, you can often spot the cynics because they're sending you a long snarky email or tweet that's timestamped at 1:00 AM. And it's about. Thinking about the different types of feedback. So there's feedback and feedback as I like to think about it. And I liked. That aspect of it. And she also talks about not loving giving feedback. but that's shortsighted of us and that we have to be able to master the art of what she calls the stick and move. And that's where you give quick feedback in the Mo. moment delivered in a matter of fact, no big deal voice. And then you get onto the next topic. Uh, and how important it is and how kind it is to do that. The second thing that really changed my mindset was. Thinking about who I'm trying to role model to. And having that family in front of my mind as I'm going about my day, my week, my month, my year. She talks quite vulnerably about when she is sacked from her job. And it feels like crap, basically. She talked about. Being at home with her kids and seeing the impact of that failure. And having the view of letting people. Her kids in particular. That they see her work hard and succeed. And that they also see her work hard and fail and basically sharing all of those experiences. Is important in terms of setting a role model for. Your children for the younger people that you work with. And just having that front and center of, of mine, because I think that's really important And I think she does a really good job in that space. So they're probably my two big points and takeaways from a mindset perspective.

Miranda:

And what a great way to finish this episode because, we want to do great things for ourselves. We also want to role model this great behavior for our younger team members and definitely for our kids and for them to see that hard work is important and boundaries are important, but managing your time is important that taking care of your finances. Is important. women are so good at that. We're all about the community. We're all about lifting each other up together. We're all very much up to the challenge. Speaking of challenges, just to remind you that our action challenge, hopefully we've piqued your interest in checking out this book. I actually love to do some sort of virtual book chat with our listeners one day, but. We'll see if we can. Pull that off. Please put any notes or comments if that's something you're keen to do. Because yeah, we'd love to hear your opinions on this book as well. then the second part of this action challenge. those six key attributes that women are proven to bring to the workforce. And again, we'll put those up on socials and show notes really start to take action today this week. write down or think about how you've demonstrated some of those, them into your LinkedIn profile or bringing them into your work project or thinking about how you can talk with your manager. Or your owner business, a little bit more about how to make that. Make it a bigger difference in your organization to really own your power. I love a good action challenge that really is about taking action so I hope you take that one on. The next episode we're diving into is going to be a really interesting one. It is money is not a dirty word. Sally has given us so much inspiration on why we have to have this conversation now of losing a hundred dollars a day from our, will it be the whole in it? we're not investing is certainly motivating. And the studies definitely show we'll do far more to protect the money that we have than to acquire more. So there's definitely a mindset shift around this. next part, we'll look into the why now the super. making sure you've got your three to six month buffer. For fund. Taxes. owning it, learning it, doing it. So you owe it to your future self and let's fix that wallet.

Claire:

It's a little bit devastating that we're at the end of our book review episode of own. It it's been a great chat with you Miranda. I've really enjoyed. Reminding myself about some of the aspects of the book that I had forgotten, and also reminding myself about some of the great takeaways from the book. To our listeners, Pop into the podcast show notes. If you want to grab a copy of the book, there'll be a Booktopia link there as well as some other links. To our website. elevatewithgrace.com.au, where you can find all our podcast episodes, including our two book reviews from season one, which we also recommend you have a listen to. If you get a chance, you can also search for them on your favorite podcast app of choice as well. It would be great to see some of you on our Instagram feed, where we have more curated content and inspirations. And also other socials, LinkedIn and Facebook. We would love, love, love to hear from you and hear how you're going and get any feedback. So please drop us an email@elevatewithgraceatgmail.com. And so yes until next time we're sending lots of love and success on your own terms vibes your way take care of yourselves and your loved ones take care of you miranda and i will talk to you very soon.

Miranda:

Thanks so much Claire and absolute pleasure. the best listeners. And until next time have a great one.